Debt consolidation

Any options besides Debt consolidation?

I have about $ 23,000 total in credit card debt. I have great credit just too much. Total it is probably 6 different credit cards. I am interested in debt consolidation thinking that it will help me pay these off faster. I have canceled all of my credit cards and will never open another one. Is there any other option or debt consolidation is my best option? Thanks in advance for any help.

What is the difference between consolidation and debt settlement company?

I called Credit Solutions a minute ago and they told me that they are not a consolidation company. I told them that I have a debt for 16,000. They told me that they can get my company to settle debt for 9.800. and they charge a fee 15%. Does this sounds okay. Please recommend me to some other company but not consolidation I do not want to consolidate I want a debt settlement company. That I would still pay, when I heard these consolidation company pays for me It haunts my credit score.

Found a home that has equity is there a lender that will do first mortgage and debt consolidation in one loan

I have that I want to consolidate debt into a home purchase, since I found a home that is priced well below appraised value. Since there is already equity is there a lender that will do a first mortgage and second at the same time? This would reduce my debt to income and put me into a better financial situation since I would only have one payment would be lower.

“what is the best debt consolidation programs to work on my case”?

I want my life back and want to be debt free and want to see my money again that I work so hard for. please help! Do these services really work?

How do you apply for debt consolidation? And How do you know whats the best one??

I have a debt for about $ 2,500. Now to some people that may not be much but for me. . its a lot. Iam 20 yrs old and i messed up my credit bad the minute i turned 18 so now that iam a lil older and smarter and stressed out. . i want to make it better and start fresh. . What should i do?

Who are the credit card debt consolidation groups that reputable and don’t rip you off? One that can help me?

I’m in deep credit card debt and I think the only way I can get help is through one of these programs. I heard Credit Card Advocate is a helpful one. Please let me if anybody has tried these and did it help?

What will debt consolidation company do for me?

Will they actually consolidate all of my credit cards and personal loan or will they just try to get a decrease in the APR? Can anyone help me with this? I was given this as on alternative to filing for bankruptcy and would like some more info from anyone who has been there and done that. . . thank you.

Does a debt consolidation loan have a negative impact on credit?

I can not imagine it looks worse than actually having the 10,000. 00 card debt in credit. . .

Who knows of an honest business for debt consolidation?

I keep hearing all these adds and they sound good. I am sinking quickly and need to get out of this mess and I would like to avoid bankruptcy. Thanks in advance!

What is a reputable debt consolidation program that will actually work and not screw me over?

What company can I trust?