Posts Tagged ‘debt consolidation loans’

What happens when you stop paying your credit cards?

So I’ve done some research and I know all of the consequences of walking away from credit card debt. But I am not sure what I should do. I know many people have asked this same question and were told to get credit counseling. I’ve also looked into that and most places charge a fee which i can not afford to pay. I’ve also looked into debt consolidation loans, which i am not eligible for. I’ve even called my credit card companies and asked for a lower interest rate and was denied. I can not afford to get an attorney. This is my situation. I was young and dumb got a bunch of credit cards. I think I have about $ 4.500 in credit card debt. I try to pay more then the minimum monthly payment but my interest rates have increased and I can not afford the monthly payments. I also have student loans and a bank loan that I pay on as well. Those loans are obviously more important then my credit cards. I pay on these cards and the balance never goes down. I do not even use the cards anymore, it does make a difference. Any HELPFUL suggestions or advice from personal experience is appreciated.

31 comments - What do you think?  Posted December 11, 2011 at 7:31 pm

Categories: Debt counseling   Tags: , , , ,

what are the difference between debt consolidation loans and using debt consolidation companies?

and how do i know the difference? Or are there any differences?

5 comments - What do you think?  Posted May 12, 2011 at 11:49 am

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How do I find the best debt consolidation loans?

I’m looking to consolidate all of my CC’s and a personal loans into one loan.

5 comments - What do you think?  Posted April 25, 2011 at 11:47 am

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Do debt consolidation loans work, or are they a rip-off?

I go? Rt, mixed reviews? About debt consolidation loans. . . some say they are a rip off. I read the government set new Ma? St? Be f? For these companies. . . Is there a better way?

2 comments - What do you think?  Posted April 8, 2011 at 11:49 am

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Directory of credit card debt consolidation loans companies?

Anyone have a good site with a list of credit card debt consolidation service provider?

1 comment - What do you think?  Posted March 8, 2011 at 11:52 am

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What website can I go to for debt consolidation loans?

I am happy? Over $ 20,000 in debt, and I m? You like to receive all pay and just start over again. Please take seriously your answers. All information will be helpful. Thank you:)

3 comments - What do you think?  Posted March 5, 2011 at 11:47 am

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Is it futile to search for lenders that do “true” Debt Consolidation LOANS??

I have searched in vain for almost two months. Are there no legitimate lender, carrying the lead debt consolidation loan? I’m not looking for a home equity loan, I mean, to “replace” a loan my big interest loans and credit cards are affordable with a monthly payment?

1 comment - What do you think?  Posted March 3, 2011 at 11:51 am

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Does anyone have any info on debt consolidation loans?

To make a long story short in exactly 1 year my husband and I went in $ 11,000 in credit card debt. I make each payment p?-Order, but can sometimes k? Only the min. Payments and we have 6 credit cards. Does anyone have any information? About debt consolidation loan? Or what? Thanks

6 comments - What do you think?  Posted February 28, 2011 at 11:49 am

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What is the best company for credit card debt consolidation loans?

I plan approx? Hr $ 4,000 pers consolidate credit card debt by too? Personal loans. What are the best lender to n Hern?

6 comments - What do you think?  Posted February 16, 2011 at 12:00 pm

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Debt Consolidation Loans?

I was wondering if someone white? Which companies offer the best debt consolidation loan. I m RIGHTS? My credit cards and loans to consolidate my vehicle when m? Possible. I have done some research online, but have only a few companies, debt consolidation loans offer and found I am not sure who the best w? Re going to be with. I am not behind in my payments and m? Not need credit counseling debt management. I have a lot of debt and that m? NIGHTS in a monthly payment of interest and consolidate to save some money save every month.

6 comments - What do you think?  Posted January 13, 2011 at 7:39 pm

Categories: Debt counseling   Tags: , , , ,