Help me please?? My parents and sister say they are worried about me?
Okay well. . . yesterday was terrible and I have no idea what to do. My parents, my sister, and I are all in different states so this all has occurred over the phone. I got engaged last Thursday to a man I’ve been with for a year, and he’s everything I could want. We see life the same way, he makes me laugh, and we know how to work through problems. My family has only met him twice, but apparently they do not like him. My sister is the one who Introduced us. She said tonight that she knows he’s in debt (I have all of the passwords to his bank accounts and at 27 years old he has 30,000 in investments, owns a house, and has 15,000 in savings). He also makes 65.000 a year. Money is not important to me anyhow. But that kind of debunk their “he’s in debt” theory. Then my sister told me she cried because she did not think he was the guy I’d end up with. That made me feel great. . . . I honestly do not know what’s wrong with him. . . . I think he’s perfect and I love him so much. He’s never lied to me, he’s made good on every promise he’s ever made, and he has lifelong friends. (Unlike my sister’s husband, but that’s another story). My parents think I have not known him long enough. They heard the debt thing from my sister and my dad’s on this rampage that my fiance will not be able to take care of me. I’m graduating college and Saturday and want to move in with my fiance. He’s in the military and lives about seven hours away from me. We’ve been talking about moving in together for about six months now. My fiance is not concerned about me finding a job right away, and we know he makes enough money to support both of us. We just want to be together. He’s being deployed in about six months, and I want to live with him at this time. My parents are livid. I do not think I’ve done anything wrong, but I do not know what to do. My dad is an alcoholic who physically abuses my mom. And both of my parents have emotionally abused me my entire life. Throughout the year I’ve been with my fiance he’s urged me to go to counseling because of the effects my parents have had on me. In their twisted way I know that they care, I just feel like I’m old enough and smart enough to know what is best for me. My whole family is coming here for my college graduation this weekend. I do not know what to do. I’ve considered taking the ring off and just avoiding everything and acting like it did not happen, and then moving in with my fiance and cutting off my family What would you do? Please help!
Categories: Debt counseling Tags: finding a job, graduating college, Life, lifelong friends, sister
I need motivation from someone please?
Okay. I need some motivation. Please. Its pretty sad that I am 25 years old and I am looking for someone to Yahoo to give me some advice. But, I am out of options and I want to know if someone has been in my spot before and can give me some help. As mentioned, in the 25th During college, I destroyed my credit by running up some credit cards and not paying them. About two years ago, I enrolled in credit counseling. I have managed to pay down a large amount of the debt, but still have about $ 5.000 left of the $ 11,000. I am getting married in a month, barely affording my bills (rent, utilities, etc.) and can not seem to save any money because my job (although decent paying) does not leave much excess. I need a second job, but It is hard to find one when I have to commute an hour downtown and home everyday. I work a 9-5′er that I probably will not be moving up in pay anytime soon since I just started this job. I just want to be able to give my wife the better things in life. I want to be able to travel with her, buy her a house, afford nice things. Its tough when almost all of our friends are doing very well, buying homes, better jobs, living exciting lives. Its getting VERY frustrating seeing her unhappy that everyone seems to be enjoying the good life while we struggle. She can not seem to find a full time position right now either. I know that this is basically “Life” but I need some motivation to keep pushing forward and keep my head up I usually have no trouble picking myself up each day no matter how hard things get or sad but my life is, Im getting weak and tired of fighting. I know that there are many more people in a far worse position that us, but is there anyone out there who has been here before that knows what Im going through? Any advice? Thanks.
Categories: Debt counseling Tags: credit counseling, Life, second job, someone, time position
How do I keep from hating my life?
4 kids two marriages. Bad choices spouse. Did not graduate from anything ever. New home. . . lot’s of debt. I do not want another divorce. . . but we can not stick to any resolutions. . . ie. counseling. I feel like such a loser, to underdog. I have no life nothing that’s my own. I wanted to go back to school. . . but it was more important for my husband to buy a Malibu boat and a home theater. So you see we can not “afford” my schooling or my life. But he travels for work all the time and has his movie ideas and business ventures and his intrests. But me I should be happy doing laundry and changing diapers. Right? I should not care if he died that I would have no career, no insurance, no survival. Esentially I am where I started 10 years ago, except the stakes are much higher. He does not listen and he does not trust. I am so miserable. . . . I do not know where to turn. I can not tell my family I failed again. I DO believe in Christ. . . I DO go to church Every Sunday. I serve as a teacher in church. I read my scriptures as much as I can. I pray. . . I never said being a mom was not classy. But, I am not complete. I know I make myself miserable. I make my own bad choices. But, that does not help me feel better. I need something more. Someone who overcame, a personal experience. By the way, my family does not care or understand. They left me hanging last failed marriage. They like to see me fail. They did not want me to get married. My dad wanted me to stay working for him and he helped all of my brothers through college but refused me. He has been married three times and my mom times fourth They do not care about my problems. . . there’s are debatably worse. I am all alone.
Categories: Debt counseling Tags: doing laundry, failed marriage, Home, Life, malibu boat
I’m unhappy with my life, how do I change it?
I’m a sophomore college 20 year old majoring in electrical engineering, and I feel kinda stuck right now. I feel like my life is not going anywhere, like I have not matured at all since the 9th grade or so. I have a full scholarship, but I live at home, do not drive, and have a very difficult time staying employed. My family is at its wits end with me and vice versa. Good grades are the only thing I really have to be proud of right now. I’m not happy, but I do not quite know what to do to start changing my life and its frightening. At this point I feel like living at home these last two years was a mistake, I saved a lot of money, but I feel so cut off from everything and everyone (the commute to school is brutally one hour to and 2 hours from). Its not like I have not tried to make friends, but they all feel more like acquaintances than anyone I could just ask to go hang out with. I’ve been so depressed over the last year that I’ve been asked to leave three different jobs for “lack of enthusiasm” / bad attitude. For now my plan is to seek counseling and take on a little bit of debt and move into a dorm on campus for the Fall semester, so I’m hoping that will be a good first step toward getting the maturity and experience that I want. If nothing changes, then I’m seriously thinking that suicide is the only option for me. I’m such a worthless human being, I can not do anything right.
Categories: Debt counseling Tags: bad attitude, Home, Life, sophomore college, wits end
How to deal with a needy friend?
One of my good friends has been suffering with depression for some time now. We’ve been through a lot, and I genuinely care about her and her to feel better but she does not seem to want to make effort to change her life. She’s 23, she smokes a lot of pot, lives at home with her mother, does not have a job or go to school, she’s in major debt, and she recently got addicted to coke. She calls constantly and tries to give me whenever I guilts tell her that I’m not interested in hanging out. I’ve tried to push her into counseling but she screamed at me and told me that I was a selfish bitch, who could not listen to her friends problems. It’s not the case, as I want to help but in dealing with my own life and am recovering from anorexia. Whenever she calls and I tell her that I’m not interested in drinking my sorrows away at a bar, she then starts going off at me and telling me that this may be the last time we talk, because she’s considering suicide. I do not know how to help. Ideas
Categories: Debt counseling Tags: good friends, Life, needy friend, recovering from anorexia, time
Does it get better from here?
I only look for honest answers here. I feel as though I need some help, or at least some encouragement with the way my life is going right now. It would seem that great I moved out on my own, found the love of my life, and have plans to be married. The problem is I’m depressed. My fianc? and I live together, but no matter how hard we try we’re always behind. Our bills are overdue, our rents over due, and we have a wedding planned by July! We don t waste our money, we try hard to save. He has two jobs. And we both make just enough money to support ourselves. I just feel in a rut. I cannot even afford to join the gym (My weight gain doesn t help the depression) so I can shape up for our wedding, I’m even in a credit counseling program to help pay off the credit debt I have. Can anybody Please offer some ideas, plans, words of wisdom, any help in any way PLEASE. I’m 21 and I really hope there’s more to look forward to in life than all this stress and worry!
Categories: Debt counseling Tags: counseling program, fianc, HELP, Life, words of wisdom
“what is the best debt consolidation programs to work on my case”?
I want my life back and want to be debt free and want to see my money again that I work so hard for. please help! Do these services really work?
Categories: Debt consolidation Tags: best debt consolidation programs, Debt, debt consolidation programs, Life, money
I’m 25 years old and about 20 grand in debt. I’m also in college. Where do i go to get assistance?
It all started when I was 18. I was carried on Gl? Gamble and casinos introduced?. After 7 years I was looking for advice. Now my debts keep me from what I want in life accompolish. I graduate in the breakfast and I m spring of RIGHTS? A big St it? Ck out of my debt. I work full time and pay child support f? R two children, my monthly net income approx? Hr 1100th It may seem a lot, but after rent and other expenses, I am left with about $ 100 a month. At the top of my debts can I keep my look on it, better Besch? ftigung. I was born into a family with a bad tooth enamel train, so I have my entire top row of the Z? Teeth pulled and replaced by a denture plate. I need more teeth? Rztliche work done, but my employer does not offer insurance and I make too much f? R they? Public Reinforcing its estimation, as far as i know. There are organizations that are able can help me with my financial problems or dental problems k? I m RIGHTS? A good example f? Set for my children. Thank you? R each answer.
Categories: Debt counseling Tags: bad tooth, dental problems, Gamble, Life, tooth enamel
What are the best top 3 credit counseling agencies?
I? About $ 5,500 in debt, and I m? RIGHTS them through the credit counseling agencies consolidate. I’m not f? R pers to get one? Personal approved credit or a loan and so this is my last resort. I know that this is on my credit, but hey I guess that’s life and I will not leave to get me. So, if you k? Nnten help in the lie? I know to go the best credit counseling agency that w? re great, thank!
Categories: Debt counseling Tags: credit counseling agency, Debt, last resort, Life
Credit and Debt Counseling – Getting Out of Debt Has Never Been Easier
Have you taken your bills on your life, so you broke and disgusted every payday? Debt – way out of debt has never been easier when you choose the right program. Invoices will be with you until the end, but they do not have to control your life. Hector Milla editor of Credit Card Debt Counseling “site – http://www. CreditCardDebtCounseling. biz pointed – out, “… When you fall behind in your monthly payments late fees and charges across the border quickly add up to what seems like the never-ending cycle of the experiment, the minimum payments from the additional ate fees do … “If that describes your current situation, I am here to bring you the check out of debt is not as difficult as you might think. Finding credit and debt counseling program, because you can be the answer to your prayers works. Many people think that debt management companies are just out to get your money – you pay them for their service and you simply take your payments and transfers them to your creditors, but this is not the case. It’s never been easier to work out arrangements with your creditors, and finally your debt under control. When selecting a service so that you out of debt, the search for a company that takes the time to talk to you and shows a genuine compassion for the work they do. You do not get this with every service, but if you know where to find you the right. “… You have many choices when it comes to find ways to come out of the debt, but only the best credit and debt counseling is the personal touch that you want to deal with difficult and stressful issues, such as adding your debts … ” H added. Milla. For more information about how to get the most out of your credit counseling process by the visit, http://www. CreditCardDebtCounseling. biz
Categories: Debt counseling Tags: debt management companies, genuine compassion, Life, program., stressful issues