Posts Tagged ‘sister’

Help me please?? My parents and sister say they are worried about me?

Okay well. . . yesterday was terrible and I have no idea what to do. My parents, my sister, and I are all in different states so this all has occurred over the phone. I got engaged last Thursday to a man I’ve been with for a year, and he’s everything I could want. We see life the same way, he makes me laugh, and we know how to work through problems. My family has only met him twice, but apparently they do not like him. My sister is the one who Introduced us. She said tonight that she knows he’s in debt (I have all of the passwords to his bank accounts and at 27 years old he has 30,000 in investments, owns a house, and has 15,000 in savings). He also makes 65.000 a year. Money is not important to me anyhow. But that kind of debunk their “he’s in debt” theory. Then my sister told me she cried because she did not think he was the guy I’d end up with. That made me feel great. . . . I honestly do not know what’s wrong with him. . . . I think he’s perfect and I love him so much. He’s never lied to me, he’s made good on every promise he’s ever made, and he has lifelong friends. (Unlike my sister’s husband, but that’s another story). My parents think I have not known him long enough. They heard the debt thing from my sister and my dad’s on this rampage that my fiance will not be able to take care of me. I’m graduating college and Saturday and want to move in with my fiance. He’s in the military and lives about seven hours away from me. We’ve been talking about moving in together for about six months now. My fiance is not concerned about me finding a job right away, and we know he makes enough money to support both of us. We just want to be together. He’s being deployed in about six months, and I want to live with him at this time. My parents are livid. I do not think I’ve done anything wrong, but I do not know what to do. My dad is an alcoholic who physically abuses my mom. And both of my parents have emotionally abused me my entire life. Throughout the year I’ve been with my fiance he’s urged me to go to counseling because of the effects my parents have had on me. In their twisted way I know that they care, I just feel like I’m old enough and smart enough to know what is best for me. My whole family is coming here for my college graduation this weekend. I do not know what to do. I’ve considered taking the ring off and just avoiding everything and acting like it did not happen, and then moving in with my fiance and cutting off my family What would you do? Please help!

Are there any private owners who own realestate that don’t do credit checks?

Me and my sister try to get together a house and our credit is pretty bad. We k? Nnten the rent b / c we do both work. We have no time to increase our credit debt from the start. We will probably do after we get into a house down. We w Earths? Try to move to the end of July. We have already reside in Pa, and still wants to move within the state.

When using debt consolidation can I include my sister’s debt, since i’m paying her bills as well?

When using debt consolidation can I blame my sister, I am also pay their bills? She is unemployed, and she needs help, as well as I do. At the moment, payment of all bills.

What can I do to help my sister with her credit problem?

My sister owes about altogether $32,000. She has gotten credit counceling through American Consumer Credit Counseling (ACCC) and she owes $23,000when they consalidated 3 credit cards. She owes a bank loan of $2,000. She owes another credit card $2300, She owes Sears $3200 and Mervyns $700. My dad’s offered to put all of it on his credit card but I am afraid she will never be able to pay that amount. She makes $23,000 a year and claims she cant find another higher paying job. Can she file for bankruptcy and if she does, what exactly does he need to do?

Can debt collection agencies refuse to set up a payment plan with you if you are trying to settle a debt?

My sister became seriously ill and had to have emergency surgery. We did not know it but she was grossly underinsured and is now looking at $44,000.00 in outstanding medical bills. The debt has been given to a collection agency has refused to agree to a payment plan with her saying that she needs to borrow from her bank. My sister makes about $23,000 a year and does not qualify for a loan that large. I told her to just start sending them payments and keeping receipts or her cancelled checks and calling monthly to make sure they received the payments and noting who she is speaking with, that way if they take her to court she can produce something showing that she is making an effort Is there anything else she can do? We definatley don’t want to stiff the hospital but we were shocked when we found out the type of policy her employer had provided only covered room and board and not the actual care.